For advisors
Your client's whole life, on one screen
If you sell or service a long-term solution, your problem is not product knowledge. It is knowing which conversation this client needs today, having the language for it, and timing the recommendation so it lands as help rather than a pitch. That is what LifeForward gives you.
Patricia Nolan
Age 71 · Retired nurse · Single, lives alone Focus: 70sLong-term care cover
Closes the gap: The cost of daily help with living once independence starts to go, which is the gap her score is flagging.
Best placed: 50s
Health insurance
Closes the gap: Faster specialist access and private treatment as health needs grow with age.
Best placed: 50s
Home safety and emergency cover
Closes the gap: Falls, urgent repairs, and the practical support that keeps someone independent at home for longer.
Best placed: 70s
Add to Patricia's plan
×Place long-term care cover in the decade where it matters most. It will appear on her plan board and in her weekly plan.
Suggestions map to named gaps. Nothing here is a recommendation until a licensed adviser makes one, and suitability and disclosure rules apply.
What the console gives you
Six things a product illustration never could
The whole client at a glance
Every client arrives with a completed readiness picture across health, care, finance, home, work, connection, community, and the transitions ahead. You see the position before you open your mouth.
Talking points written for this client
The assistant drafts the opening question, the follow-ups, and the honest answer to the obvious objection, grounded in this client's own gaps and words. You lead with the gap the index found, not with a product.
Longevity training that raises your ceiling
Short modules on care funding, decumulation, caregiving, housing decisions, and purpose after work. Advisors who can hold a real conversation about a longer life keep clients through more of it.
The right product at the right time
Each gap maps to what could close it, placed in the decade where it belongs. You see why it fits and when to raise it. Suitability, disclosure, and licensing rules still apply, and the recommendation is yours.
A reason to call between transactions
Scores move. Life events land. Review dates arrive. The console surfaces the clients worth calling this month and what changed for each of them.
Connected dots you can show
How a health choice changes a retirement number. How caregiving changes a career. How purpose changes spending. Clients trust the advice more when they can see the connection.
The console
Open a client and the conversation is already written
Four tabs, one client. The whole picture, the plan, the programs they can start today, and the products that map to the gaps the score found. A coaching rail carries the framing, the questions to ask, and the honest answer to the obvious objection.
Illustrative console. Product-specific advice routes to you, and suitability and disclosure rules still apply.
Who this is for
Anyone in the business of guiding a long-term decision
Financial advisors and planners
Retirement, decumulation, and estate conversations with the health and care side finally in the room.
Insurance agents and brokers
A needs conversation that starts from readiness rather than a product illustration.
Client advisors and relationship managers
Private banking and wealth clients want health and longevity fused into the plan. This is that layer.
Bancassurance and tied distribution
One shared read on the client across every product line, so the next conversation is not a cold start.
Longevity and wellness coaches
Structure for the whole-life conversation, with the financial consequence attached to each action.
Benefits consultants
Show a client the readiness of their workforce, and where the benefits spend is going unused.
Practicalities
Advisor questions
Does the platform give advice to my client behind my back?
No. Member-facing content is education and planning estimates. Anything product-specific routes to you. The platform's job is to surface the gap and prepare the client for the conversation.
Where do the talking points come from?
From this client's own assessment: the domains scored lowest, the life events they reported, and the decade they are in. They are drafted for you to use and edit, not sent to the client.
Does it recommend competitor products?
The product catalog is yours. In a co-branded or white-label deployment, the console maps gaps to your shelf. LifeForward does not run its own product recommendations.
What does the training cover?
Care funding and long-term care, decumulation and retirement income, caregiving and the sandwich decade, housing and home modification, working longer by choice, and purpose after work. Short modules, built for use between client meetings.
How does this fit our compliance regime?
Advice thresholds, disclosures, and routing rules are configured per market. In Singapore that means alignment with the licensing and disclosure requirements advisers already work under. We build the guardrails into the journey rather than bolting them on.
Give your advisors the conversation, not just the product.
We will walk you through the advisor console with a sample book of clients, and show how the training and the talking points work in practice.